I used to have terrible self discipline.

This has cost me my productivity, focus and happiness when I first started No Money Lah and work on my own as a full-time financial trader earlier this year.

Luckily, it didn’t take long for me to realize that I would need to develop a set of discipline, or rituals to hold myself in check

Coincidentally, I came across the book ‘The Miracle Morning’ by author Hal Elrod, and it changed my life forever:

The tone of our morning has a powerful impact on the tone of the rest of our day.

Hal Elrod, the author of ‘The Miracle Morning –The 6 Habits That Will Transform Your Life Before 8am’
‘The Miracle Morning’ by Hal Elrod

In his book that has helped thousands of people around the world find fulfillment and purpose in life, Hal has proposed 6 rituals that will help you set the tone to your morning – and your day and subsequently, your life. He calls it the Life S.A.V.E.R.S:

(1) S is for Silence (5 – 10 minutes)

Silence, or purposeful silence in the morning, is what Hal described as ‘one of the best ways’ to reduce stress, build mindfulness and maintain clarity on our goals.

Typically, a working adult’s morning would be either sluggish or hectic. Starting the day with these moods would affect the rest of one’s day to be either unproductive or more impulsive.

As such, waking up 5 – 10 minutes earlier every morning and practice purposeful silence such as meditation would help to set a peaceful tone to our morning and day.

For me, meditation is a no-compromise daily ritual, where I will meditate for 5 – 10 minutes in the morning and before sleep improve my focus and sleep quality.

More: 5 Simple Steps to Meditate for a Focused Mind & Better Sleep. (click on the picture above)

(2) A is for Affirmations (2 – 3 minutes)

“I am the greatest!” Muhammad Ali affirmed these words over and over again – and then he became them.

According to Hal, every individual has an internal dialogue that runs through our head, almost non-stop. The thing is, we do not choose these dialogues consciously as most of it happens unconsciously in our mind.

Our self-talks are either working for or against us, depending on how we use them. Hence, it is important to consciously design and choose our affirmations.

As such, Hal suggested 5 steps to help us design them:

  • Step 1 – What do you really want?
  • Step 2 – Why you want it?
  • Step 3 – Who you are committed to being to create it
  • Step 4 – What you are committed to doing to attain it
  • Step 5 – Add inspirational quotes and philosophies

For me, I find self-affirmation extremely powerful. Being a full-time trader requires patience and confidence to overcome the steep learning curve.

By reaffirming myself every morning, it has helped me brace through the toughest days in this journey.

My trading affirmation goes like this:

I will become a successful trader, and I am committed to do so by being patient and discipline with all my trades. I am also committed to make quality decisions while executing all my trades.

Lastly, to feel the lasting impact of affirmations – you must be consistent! This means that you got to practice it daily  – no shortcuts!

Affirmations are the key to becoming the person we need to be to achieve everything that we want in life.

(3) V is for Visualization (2 – 3 minutes)

Visualization is a form of mental rehearsal that practitioners use to construct a mental picture of specific outcome from their actions in life.

As we visualize daily, we align our thoughts and feelings with our vision. This practice has been especially useful in helping me overcome self-limiting beliefs and habits.

Every morning, I combine the practice of visualization with my affirmation session. As such, I will visualize myself being the successful trader that have the time and flexibility to travel to places and experience new culture during my affirmation.

(4) E is for Exercise (5 – 15 minutes)

In his book, Hal, a yoga practitioner, suggested exercise as a staple in our daily rituals.

Of all the benefits, exercising in the morning can help maintain our emotional well-being and concentrate better during the day.

For me, the least I would do is to go for a walk around my area in the morning. 

Surprisingly, many amazing creative content ideas that I have come to me during my morning walk!

(5) R is for Reading (5 – 15 minutes)

Reading is the fastest way to acquire the knowledge and methods needed for you to achieve what you want in life.

According to Hal, the idea is to learn from those who have already done what you want to do.

Even by just reading 10 pages a day, we would be 3650 pages better off than those who do not read in a year time!

Just like how humans need food to fill up our tummy, the mind also needs to be fed by knowledge and ideas to improve. So, start reading!

(6) S is for Scribing (5 minutes)

Scribing is essentially the habit of keeping a journal in our daily life.

By building the habit of scribing, it will enable you to document your thoughts, ideas, breakthroughs and learnings.

For myself, I keep a journal to record my daily To-Do’s, the things that I am grateful for during the day.

Keeping a journal in life has kept my life in check and organized.

No Money Lah’s Verdict

As far as I am concern, the S.A.V.E.R.S. morning rituals are the most effective way to live a fulfilling life.

With just 20 – 30 minutes of my time in the morning, I’ve been able to keep myself in check and focus on the important things in life in 2018.

I’ve find this book extremely helpful that I’ve lend this book to many close friends of mine. In fact, I frequently revisit the book to internalize the knowledge within.

For those who seek breakthrough in life in 2019, definitely check out ‘The Miracle Morning’ by Hal Elrod!


The Best Christmas & New Year Gift: Purchase ‘The Morning Miracle’ by Hal Elrod at 31% Off Via Book Depository Through No Money Lah!

Personally, I believe that ‘The Miracle Morning’ would make an amazing Christmas and New Year gift to your loved ones and even yourself!

Hence, specially for No Money Lah’s readers:

Get ‘The Miracle Morning’ at just RM36.82 (Ori. Price @ RM54.11) with free delivery when you purchase through my link today! Your purchase will help support No Money Lah in producing quality content like this.