Welcome 😄

Hi hi! My name is Yi Xuan. Welcome to my home on the internet.

What I'm Working On

1. 🎓 I am a personal finance & lifestyle blogger based in Kuala Lumpur, Malaysia. I studied Economics at University of Malaya (UM) and graduated in 2018.

2. 💰 On this website, I write about my discoveries and learnings on personal finance, investment, trading, and mindset that are either helpful or fun to me.

3. 🏢 I have a particular enthusiasm for dividend investing for passive income. I put in the time to build my Freedom Fund in order to build a passive income foundation for my journey towards financial independence (FI). Check out my Freedom Fund if you are interested to see my portfolio!

4. 📈 Aside from this blog, I am also a developing trader in pursuit to become a funded full-time trader in the near future. I am still relatively young in this journey (~2 years) and have a lot to learn.

5. ✍🏻 On a weekly basis, I write articles on personal finance-related topics, as well as some thoughts about subjects I’ve been pondering. Consider subscribing to my newsletter to receive my latest content!


Other Stuffs

1. ⛓️ Before doing what I do today, I was heavily involved in the insurance technology industry (2017 – 2018). I worked as a tech & business development associate in a startup where I helped develop blockchain-related whitepapers for insurance (p.s. it remained as whitepapers till today because we were, and still are, way ahead of our time), as well as building business partnerships & collaboration for the startup.

2. 🌏 At university, I was the president of the University of Malaya Economics Society (PEKUMA). Along with my awesome team, we run initiatives with the core idea to provide much-needed exposure to students. National Young Economists Summit (NYES) is one of them and has since become an annual event organized by the society.

3. 🧠 I am a huge advocate of meditation. Since 2016, I have been practicing Vipassana Meditation daily, which has helped me improve my focus, emotions, and peace within.

4. 🏓 I started learning table tennis when I was in primary school, and has been a certified International Table Tennis Federation (ITTF) coach in my downtime since 2018.

5. 📸 I sometimes post photos on Facebook, Instagram, and TikTok along with various meaningful quotes that I resonate with. Do follow me if that sounds remotely appealing.

Why 'No Money Lah'?

1. Just like so many people around me that just started fresh in the real world, we do not have a lot to begin with as a young adult.

2. Adulthood means taking up responsibilities in life, and money (and any relative mindset about money) will always be a big part of our life.

3. This blog is dedicated myself, and to all readers started off being very much in a ‘No Money Lah’ situation, and building our journey and life towards a better, more fulfilling future.

Get in Touch

1. ✍🏻 Instagram DMs/FB Message If you’ve got a question or message, just hit me up via Instagram or Facebook and I’ll get back to you as soon as I can.

2. 📨 Email (preferred) – If it’s a longer thing, please email me ([email protected]). I read 100% of emails and will usually reply within a day or two.

3. ☕️ In-person – I love meeting up with people with similar interests in real life. However, due to my heavy workflow for time being, it is usually a challenge for me to take time away from work. That said, if we ever meet in person in the future, please come say hi to me and I’d be more than happy to buy you a coffee (or tea)! (don’t be shy because usually, I am the shy one!

Company Details

No Money Lah is a registered business under SSM. As required by law, below are the details of my business:

1. Registered company name (nama pendaftaran): NML Resources

2. Company registration number (no. pendaftaran): 201903023467 (002929360-P)