This Disclaimer and Privacy Policy applies to https://nomoneylah.com, or “No Money Lah,” (also referred to “the website” or “the site”)

This policy is valid from November 27, 2024

Terms of Use


The information provided on this website is for informational purposes only. While every effort is made to ensure this information is current and correct, there is no warranty, expressed or implied, about the accuracy, completeness, and reliability of any information found on this site or its links.

I am not providing medical, legal, financial, or any kind of professional advice on this website. I do not claim to be a professional in any area and the advice in this blog should not be taken as such. If you have questions about these specific areas or your specific situation, please contact the appropriate professional.

I am not responsible for any damages or losses related to the use of this content or this website, so use at your own risk.

I am not responsible for any inconvenience caused by my site being unavailable or for any mistakes on my website. If you see an error, please feel free to contact me and I’ll fix it as soon as possible.

Comments: The owner of this site reserves the right to use discretion in determining if a comment made on this site will be published, and comments that are deemed harmful or offensive can be removed without notice. Individuals choosing to post on this site are responsible for their own comments and the blog owner will not be held liable for comments made by others.

Occasionally, links will be provided to other websites for your convenience. However, I cannot be held responsible for the material found on these platforms since I have no control over the content provided on them.

I reserve the right to update these terms and conditions at any time.

Privacy Policy


This section informs you of our policies regarding the collection, use, and disclosure of Personal Information received from users of the site, nomoneylah.com (site).

By using the Site, you agree to the collection and use of information in accordance with this policy.

What Information is Collected?

Information you voluntarily submit to the website: This site may collect personal information from you such as your name or email address when you voluntarily submit it to this site. For example, you may voluntarily submit information to the site by leaving a comment, subscribing to a newsletter, or submitting a contact form.

Automatically collected information / Log Data: Like many site operators, this site automatically collects certain information about you and the device with which you access the site. Information that may be collected automatically includes your IP address, operating system type, browser type, browser version, referring website, pages you viewed, and the dates/times when you accessed the site, time spent on those pages, and other statistics. Information may also be collected about actions you take when using the site, such as which links you clicked.

In addition, this site uses third-party services such as Google Analytics and Google Search Console that collect, monitor and analyze this.

Communications: If you sign up for email updates using the sign-up boxes at the bottom of the page or within the articles, we may use your Personal Information to contact you with newsletters, new blog posts, and other blog-related materials. Email sign-up information is collected through Mailerlite. You can read the Mailterlite privacy policy here.

Cookies: Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer’s hard drive.

Like many sites, this site uses “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of this Site.

How is this information used?

We may use the information collected in the following ways:

  • To operate and maintain the Website;
  • To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings;
  • To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
  • To respond to your comments and questions
  • To track and measure advertising and other statistics on the Website;
  • For advertising and marketing, including running targeted ads
  • To protect, investigate, and deter against unauthorized or illegal activity.

Third-Party use of Personal Information

This Website may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies.

No Money Lah currently uses the following third-party service providers:

Google Analytics: This service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. You can opt-out of Google Analytics cookies here. 

Mailterlite: This service is used for sending email updates and newsletters. When you opt-in to email correspondence through this website, your name, email address, and tags are stored by Mailterlite. You can read Mailterlite’s privacy policy here.

Anonymous Data: This site may use anonymous data, which does not identify you alone. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

Publically Visible Information: When you leave a comment on this website, some information like your name, avatar, and website may be visible to other users. Other users may see this information.

At this time, your information is not shared with any other third-party applications. This list may be changed at any time.

Except when required by law, this site will not sell, distribute, or reveal your email addresses or other personal information without your consent. This site may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of this business of if site ownership is transferred for any reason.

Sensitive Information

You should never submit sensitive personal information to this website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or other security information. If you elect to submit such information to us, it will be subject to this Privacy Policy.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security. While unlikely, If there are any issues with security, you will be notified as soon as the owner of this site is aware of the problem.

Changes To This Privacy Policy

This Privacy Policy will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

The site reserves the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the blog after any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

Contact

If you have any questions about this Privacy Policy, please contact me at [email protected]