{"id":70061,"date":"2020-10-25T13:01:12","date_gmt":"2020-10-25T05:01:12","guid":{"rendered":"https:\/\/nomoneylah.com\/?p=70061"},"modified":"2022-05-01T17:31:42","modified_gmt":"2022-05-01T09:31:42","slug":"make-better-decisions","status":"publish","type":"post","link":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/","title":{"rendered":"Make Better Investment &#038; Financial Decisions in Uncertain Times. (Part 1)"},"content":{"rendered":"<p><span class=\"font-500830\">It\u2019s crazy how all of us have been a better decision-maker in just about anything other than money-related scenarios in life:<\/span><\/p>\n<ul>\n<li>\n<h4><span class=\"font-555555\"><strong>Science experiment at High School (assuming you listened in class):<\/strong><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span class=\"font-500830\">Experiment: Does salt make water boil faster?<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Hypothesis 0 (H<sub>0<\/sub>)<\/strong>: Salt makes water boil faster.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Hypothesis 1 (H<sub>1<\/sub>)<\/strong>: Salt has no effect in making the water boil faster.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Fixed Variable<\/strong>: Size of the boiling tube, Amount of water in each trial, Temperature of the room.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Independent Variable<\/strong>: The amount of salt added to the water (g)<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Dependent Variable<\/strong>: The time taken to boil the water to 100<sup>\u00b0<strong>C<\/strong><\/sup><\/span><\/p>\n<p><span class=\"font-500830\">Outcome: Salt has a negligible impact on getting water boiled faster. (<a href=\"https:\/\/www.livescience.com\/56214-does-salt-make-water-boil-faster.html#:~:text=%22The%20temperature%20of%20saltwater%20will,that%20the%20saltwater%20boils%20faster.%22\" target=\"_blank\" rel=\"noopener noreferrer\">Okay\u2026 I googled it<\/a>)<\/span><\/p>\n<p><span class=\"font-500830\">Decision: Stop adding salt just to boil the water in the future.<\/span><\/p>\n<ul>\n<li>\n<h4><span class=\"font-555555\"><strong>Trying to see if our crush has the same feeling towards ourselves:<\/strong><\/span><\/h4>\n<\/li>\n<\/ul>\n<p><span class=\"font-500830\">Experiment: Does Annie has the same feeling towards me as I have towards her?<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Hypothesis 0 (H<sub>0<\/sub>)<\/strong>: Yes, she has.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Hypothesis 1 (H<sub>1<\/sub>)<\/strong>: Friendzoned.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Fixed Variable<\/strong>: My looks.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Independent Variable<\/strong>: Time and effort taken in this pursuit.<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span class=\"font-500830\"><strong>Dependent Variable<\/strong>: Whether she has a crush on me.<\/span><\/p>\n<p><span class=\"font-500830\">Action: Confess.<\/span><\/p>\n<p><span class=\"font-500830\">Outcome: She said I am just a good friend.<\/span><\/p>\n<p><span class=\"font-500830\">Decision: Stay single until I meet the next girl that\u2019ll make my heart pikpok pikpok.<\/span><\/p>\n<h4><span class=\"font-555555\"><strong>However, this is what goes through the mind of most people when \u2018investing\u2019 in a company in the stock market:<\/strong><\/span><\/h4>\n<p><span class=\"font-500830\">Action: Investing in a company in the stock market.<\/span><\/p>\n<p><span class=\"font-500830\">Subconscious Mindset: \u201cThe <em>ONLY<\/em> outcome from this investment is that it <u>will<\/u> make me a lot of money.\u201d<\/span><\/p>\n<p>&#8212;<\/p>\n<h3><span class=\"font-555555\"><strong>Here\u2019s my point:\u00a0 <\/strong><\/span><\/h3>\n<p><span class=\"font-500830\">From high-school science experiments to even the lamest part of our relationship life, we have a set of rather similar decision-making processes (sometimes made subconsciously).<\/span><\/p>\n<p><span class=\"font-500830\">This includes setting up hypotheses: IF X happens THEN I\u2019ll do Y. IF A happens THEN I\u2019ll do B.<\/span><\/p>\n<p><span class=\"font-500830\">This includes having a set of variables (Fixed, Independent, Dependent) in place while making our decisions.<\/span><\/p>\n<p><span class=\"font-500830\">Simply put, we come to a decision with<strong> the understanding (or acceptance) that there are uncertainties in the outcome of our decisions<\/strong>, AND <strong>there are things beyond our control or knowledge<\/strong> in every decision that we make. \u00a0\u00a0<\/span><\/p>\n<p><span class=\"font-500830\">In these decisions, we embrace uncertainties and a lack of complete information and control in our execution.<\/span><\/p>\n<p><span class=\"font-500830\">But not so much when it comes to investing.<\/span><\/p>\n<p><strong><span class=\"font-500830\">When it comes to investing, most people yearn for absolute certainty (eg. \u201chow many percent of return can you guarantee for my investment?\u201d). The fact that the market and business are even more dynamic and uncertain makes seeking absolute certainty a suicidal act for investors.<\/span><\/strong><\/p>\n<p>&#8212;<\/p>\n<h3><span class=\"font-555555\"><strong>So this leaves us with 4 takeaways from this week\u2019s newsletter: <\/strong><\/span><\/h3>\n<ol>\n<li><span class=\"font-500830\"><span class=\"font-500830\"><strong>Have a proper process in place for your decision-making<\/strong> when it comes to any financial and <a title=\"\" class=\"aalmanual\" href=\"https:\/\/nomoneylah.com\/2019\/01\/10\/5-differences-between-investing-trading-that-experts-may-not-tell-you\/\">investing<\/a> decisions. (I share about them in great depth in my <a href=\"https:\/\/nomoneylah.com\/workshop\/\" target=\"_blank\" rel=\"noopener noreferrer\"><abbr class='c2c-text-hover' title='Fund that manages a portfolio of commercial and\/or private properties.'><a title=\"\" class=\"aalmanual\" href=\"https:\/\/nomoneylah.com\/2019\/08\/06\/introduction-reits\/\">REIT<\/a><\/abbr> investing sharing session<\/a>)<\/span><\/span><\/li>\n<li><span class=\"font-500830\"><span class=\"font-500830\"><strong>Focus on the process, not the outcome.<\/strong> In a small sample size of one or two decisions, the quality of your decisions should not be measured by the quality of the outcome \u2013 luck could play an unexpected role in a small sample size of decisions (ie. You could get lucky with bad decisions, or pure unlucky with good decisions).<\/span><\/span><\/li>\n<li><span class=\"font-500830\"><span class=\"font-500830\"><strong>Treat every decision as a hypothesis.<\/strong> This leaves you the capacity to be proved wrong (or right) and still be able to recover (fast) and learn from your mistakes.<\/span><\/span><\/li>\n<li><span class=\"font-500830\"><strong>Trying to look for absolute certainties in a market full of human emotions and uncertainties is a bad, bad idea.<\/strong><\/span><\/li>\n<\/ol>\n<p><span class=\"font-500830\">Hope this week\u2019s newsletter is thought-provoking!<\/span><\/p>\n<p><span class=\"font-500830\">Till next week \ud83d\ude42<\/span><\/p>\n<hr \/>\n<p><span class=\"font-555555\">p.s. Do you like Part 1 of this decision-making newsletter? Let me know by leaving a comment in the comment section below, and if the responses are good, I\u2019ll come out with <strong>Part 2: Luck in decision-making<\/strong>!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s crazy how all of us have been a better decision-maker in just about anything other than money-related scenarios in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":68260,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[333,341],"tags":[366,210,275,349],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.5 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Make Better Investment &amp; Financial Decisions in Uncertain Times. (Part 1) - No Money Lah<\/title>\n<meta name=\"description\" content=\"...in these decisions, we embrace uncertainties and a lack of complete information and control in our execution. But not so much when it comes to investing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Make Better Investment &amp; Financial Decisions in Uncertain Times. (Part 1)\" \/>\n<meta property=\"og:description\" content=\"...in these decisions, we embrace uncertainties and a lack of complete information and control in our execution. But not so much when it comes to investing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/\" \/>\n<meta property=\"og:site_name\" content=\"No Money Lah\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-25T05:01:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-01T09:31:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1067\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Chin Yi Xuan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chin Yi Xuan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/\"},\"author\":{\"name\":\"Chin Yi Xuan\",\"@id\":\"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98\"},\"headline\":\"Make Better Investment &#038; Financial Decisions in Uncertain Times. (Part 1)\",\"datePublished\":\"2020-10-25T05:01:12+00:00\",\"dateModified\":\"2022-05-01T09:31:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/\"},\"wordCount\":636,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98\"},\"image\":{\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg\",\"keywords\":[\"uncertainties\",\"mindset\",\"decision-making\",\"stocks\"],\"articleSection\":[\"Investing\",\"Money &amp; Everyday Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/\",\"url\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/\",\"name\":\"Make Better Investment & Financial Decisions in Uncertain Times. (Part 1) - No Money Lah\",\"isPartOf\":{\"@id\":\"https:\/\/nomoneylah.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg\",\"datePublished\":\"2020-10-25T05:01:12+00:00\",\"dateModified\":\"2022-05-01T09:31:42+00:00\",\"description\":\"...in these decisions, we embrace uncertainties and a lack of complete information and control in our execution. But not so much when it comes to investing.\",\"breadcrumb\":{\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage\",\"url\":\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg\",\"contentUrl\":\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg\",\"width\":1600,\"height\":1067},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/nomoneylah.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Make Better Investment &#038; Financial Decisions in Uncertain Times. (Part 1)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/nomoneylah.com\/#website\",\"url\":\"https:\/\/nomoneylah.com\/\",\"name\":\"No Money Lah\",\"description\":\"Taking Adulthood Head-On!\",\"publisher\":{\"@id\":\"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/nomoneylah.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98\",\"name\":\"Chin Yi Xuan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/nomoneylah.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2020\/08\/DSC04263-Edit.jpg\",\"contentUrl\":\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2020\/08\/DSC04263-Edit.jpg\",\"width\":1080,\"height\":1350,\"caption\":\"Chin Yi Xuan\"},\"logo\":{\"@id\":\"https:\/\/nomoneylah.com\/#\/schema\/person\/image\/\"},\"description\":\"Hi there! I am Yi Xuan. I am a writer, personal finance &amp; REIT enthusiast, and a developing trader with the goal to become a full-time funded trader. Every week, I write about my personal learnings &amp; discovery about life, money, and the market.\",\"url\":\"https:\/\/nomoneylah.com\/author\/chinyixuan\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Make Better Investment & Financial Decisions in Uncertain Times. (Part 1) - No Money Lah","description":"...in these decisions, we embrace uncertainties and a lack of complete information and control in our execution. But not so much when it comes to investing.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/","og_locale":"en_US","og_type":"article","og_title":"Make Better Investment & Financial Decisions in Uncertain Times. (Part 1)","og_description":"...in these decisions, we embrace uncertainties and a lack of complete information and control in our execution. But not so much when it comes to investing.","og_url":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/","og_site_name":"No Money Lah","article_published_time":"2020-10-25T05:01:12+00:00","article_modified_time":"2022-05-01T09:31:42+00:00","og_image":[{"width":1600,"height":1067,"url":"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg","type":"image\/jpeg"}],"author":"Chin Yi Xuan","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Chin Yi Xuan","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#article","isPartOf":{"@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/"},"author":{"name":"Chin Yi Xuan","@id":"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98"},"headline":"Make Better Investment &#038; Financial Decisions in Uncertain Times. (Part 1)","datePublished":"2020-10-25T05:01:12+00:00","dateModified":"2022-05-01T09:31:42+00:00","mainEntityOfPage":{"@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/"},"wordCount":636,"commentCount":2,"publisher":{"@id":"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98"},"image":{"@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage"},"thumbnailUrl":"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg","keywords":["uncertainties","mindset","decision-making","stocks"],"articleSection":["Investing","Money &amp; Everyday Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/","url":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/","name":"Make Better Investment & Financial Decisions in Uncertain Times. (Part 1) - No Money Lah","isPartOf":{"@id":"https:\/\/nomoneylah.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage"},"image":{"@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage"},"thumbnailUrl":"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg","datePublished":"2020-10-25T05:01:12+00:00","dateModified":"2022-05-01T09:31:42+00:00","description":"...in these decisions, we embrace uncertainties and a lack of complete information and control in our execution. But not so much when it comes to investing.","breadcrumb":{"@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#primaryimage","url":"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg","contentUrl":"https:\/\/nomoneylah.com\/wp-content\/uploads\/2019\/11\/black-background-chance-close-up-1111597.jpg","width":1600,"height":1067},{"@type":"BreadcrumbList","@id":"https:\/\/nomoneylah.com\/2020\/10\/25\/make-better-decisions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nomoneylah.com\/"},{"@type":"ListItem","position":2,"name":"Make Better Investment &#038; Financial Decisions in Uncertain Times. (Part 1)"}]},{"@type":"WebSite","@id":"https:\/\/nomoneylah.com\/#website","url":"https:\/\/nomoneylah.com\/","name":"No Money Lah","description":"Taking Adulthood Head-On!","publisher":{"@id":"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nomoneylah.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/nomoneylah.com\/#\/schema\/person\/0a240fe70ae67be73c1ebd53501f2f98","name":"Chin Yi Xuan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/nomoneylah.com\/#\/schema\/person\/image\/","url":"https:\/\/nomoneylah.com\/wp-content\/uploads\/2020\/08\/DSC04263-Edit.jpg","contentUrl":"https:\/\/nomoneylah.com\/wp-content\/uploads\/2020\/08\/DSC04263-Edit.jpg","width":1080,"height":1350,"caption":"Chin Yi Xuan"},"logo":{"@id":"https:\/\/nomoneylah.com\/#\/schema\/person\/image\/"},"description":"Hi there! I am Yi Xuan. I am a writer, personal finance &amp; REIT enthusiast, and a developing trader with the goal to become a full-time funded trader. Every week, I write about my personal learnings &amp; discovery about life, money, and the market.","url":"https:\/\/nomoneylah.com\/author\/chinyixuan\/"}]}},"modified_by":"Chin Yi Xuan","_links":{"self":[{"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/posts\/70061"}],"collection":[{"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/comments?post=70061"}],"version-history":[{"count":1,"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/posts\/70061\/revisions"}],"predecessor-version":[{"id":72808,"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/posts\/70061\/revisions\/72808"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/media\/68260"}],"wp:attachment":[{"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/media?parent=70061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/categories?post=70061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nomoneylah.com\/wp-json\/wp\/v2\/tags?post=70061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}