{"id":71031,"date":"2021-05-20T23:41:48","date_gmt":"2021-05-20T15:41:48","guid":{"rendered":"https:\/\/nomoneylah.com\/?p=71031"},"modified":"2022-05-01T16:55:33","modified_gmt":"2022-05-01T08:55:33","slug":"covid-insurance-guide","status":"publish","type":"post","link":"https:\/\/nomoneylah.com\/2021\/05\/20\/covid-insurance-guide\/","title":{"rendered":"Guide: Covid-19 Insurance Coverage in Malaysia"},"content":{"rendered":"

Are you covered by your insurance company if you or your loved ones are infected with Covid-19?\u00a0<\/span><\/strong><\/p>\n

With the pandemic hitting Malaysia harder than ever this year, our public healthcare system is under intense pressure. Packed quarantine centers, hospital rooms, and ICU are stressful to both the patients and front-liners. Treatment at private hospitals ain’t cheap either, ranging from RM10,000 to RM30,000 (or more).\u00a0\u00a0<\/span><\/p>\n

Let’s be honest, it is painful and expensive to be infected by Covid-19 today.\u00a0<\/span><\/p>\n

Ironically, most people barely have any idea about their insurance coverage on Covid-19. Afterall, you are paying for your insurance every month so it should be paying for all your Covid-19 treatments…right<\/em>?<\/span><\/p>\n

Except it isn’t that straightforward – as you’ll learn about the nuances as you go through my article.<\/span><\/strong><\/p>\n

I planned for this article with the idea to compile the details of Covid-19 coverages from major insurance companies in Malaysia: AIA, Great Eastern, Allianz, Prudential, Manulife, Etiqa, and Hong Leong Assurance (HLA).<\/strong> The process was painfully tough as each insurance company has different coverage and terms – but I finally did it.\u00a0<\/span><\/p>\n

In this comprehensive Covid-19 insurance guide, let\u2019s address the important questions that we have on Covid-19 insurance coverage:<\/span><\/p>\n

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  1. Do insurance companies offer any free Covid-19 coverage to policyholders? If yes, what are they?<\/span><\/li>\n
  2. Are you covered from vaccines’ side effects?<\/span><\/li>\n
  3. Does your medical card pay for Covid-19 hospital treatment, especially private hospitals? (READ THIS!)<\/strong><\/span><\/li>\n
  4. How to claim the fees for your Covid-19 test?\u00a0<\/span><\/li>\n
  5. What to do if you do not have enough Covid-19 coverage? (Free and paid options)<\/span><\/li>\n
  6. What can the insurance industry do better for customers during the pandemic?\u00a0\u00a0<\/span><\/li>\n<\/ol>\n

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    Table of Contents<\/p>\n