{"id":74905,"date":"2024-04-03T18:35:58","date_gmt":"2024-04-03T10:35:58","guid":{"rendered":"https:\/\/nomoneylah.com\/?p=74905"},"modified":"2024-04-03T18:36:06","modified_gmt":"2024-04-03T10:36:06","slug":"mplus-global-review","status":"publish","type":"post","link":"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/","title":{"rendered":"M+ Global Review: The good, the so-so, and the perks"},"content":{"rendered":"\n<p>For the past few years, <a title=\"\" class=\"aalmanual\" href=\"https:\/\/nomoneylah.com\/2019\/01\/10\/5-differences-between-investing-trading-that-experts-may-not-tell-you\/\">investing<\/a> in the global stock market has become more accessible to Malaysians. <\/p>\n\n\n\n<p><strong>M+ Global is one of the latest <em>locally-regulated platforms<\/em> that offers Malaysians convenient access to the US and Hong Kong stock market.<\/strong><\/p>\n\n\n\n<p>In this post, check out my review on M+ Global, and see whether you should consider using M+ Global to invest!<\/p>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-663a0a21a8161\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-663a0a21a8161\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#Highlights\" title=\"Highlights:\">Highlights:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#5_Must-Know_Features_of_M_Global_The_Good\" title=\"5 Must-Know Features of M+ Global (The Good)\">5 Must-Know Features of M+ Global (The Good)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#What_I_wish_could_be_better_The_so-so\" title=\"What I wish could be better (The so-so)\">What I wish could be better (The so-so)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#Who_should_consider_using_M_Global_to_invest\" title=\"Who should consider using M+ Global to invest?\">Who should consider using M+ Global to invest?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#%F0%9F%8E%81_LIMITED-TIME_Promo_Get_FREE_shares_FREE_live_datafeed_when_you_open_a_M_Global_account_Ending_3062024\" title=\"\ud83c\udf81 LIMITED-TIME Promo: Get FREE shares &amp; FREE live datafeed when you open a M+ Global account! (Ending: 30\/6\/2024)\">\ud83c\udf81 LIMITED-TIME Promo: Get FREE shares &amp; FREE live datafeed when you open a M+ Global account! (Ending: 30\/6\/2024)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#No_Money_Lah_Verdict_Big_room_for_improvements_for_M_Global\" title=\"No Money Lah Verdict: Big room for improvements for M+ Global\">No Money Lah Verdict: Big room for improvements for M+ Global<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#Step-by-step_How_to_open_an_M_Global_account\" title=\"Step-by-step: How to open an M+ Global account\">Step-by-step: How to open an M+ Global account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/#Disclaimer\" title=\"Disclaimer:\">Disclaimer:<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-highlights\"><span class=\"ez-toc-section\" id=\"Highlights\"><\/span>Highlights:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li><strong>Backed by Malacca Securities with over 60 years of experience, M+ Global is a stock trading platform that allows Malaysians to invest in the US and Hong Kong (HK) stock markets. <\/strong>M+ Global (global stocks) is not to be confused with M+ Online, which offers access to the Malaysian stock market.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li><strong>Regulated in Malaysia: M+ Global is regulated locally by the Securities Commission (SC) of Malaysia. <\/strong>This means M+ Global has to adhere to the best practices set by the local authority to ensure the safety of clients\u2019 funds from fraud and other illegal activities.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li>M+ Global makes global investing seamless for Malaysians by introducing features like FREE real-time price data to users, 24\/7 real-time news and customer support, Shariah-screener, and more.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"444\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-10-1024x444.png\" alt=\"\" class=\"wp-image-74932\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-10-1024x444.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-10-300x130.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-10-768x333.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-10-1536x667.png 1536w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-10-350x152.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-10.png 1841w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<h3 class=\"wp-block-heading\">My short verdict: <\/h3>\n\n\n\n<p><strong>I like that the M+ Global app is very beginner-friendly to invest in the US and HK stock market. <\/strong>Features offered are essential and are not overwhelming, such as the implementation of Shariah screener that is especially helpful for Muslim investors. <\/p>\n\n\n\n<p><em><strong>However<\/strong><\/em>, the 24-hour customer service is a hit-or-miss. No fractional shares (yet) and the fee is not the cheapest compared to competitors like <a title=\"\" class=\"aalmanual\" href=\"https:\/\/nomoneylah.com\/2021\/02\/08\/rakuten-trade-review\/\">Rakuten Trade<\/a>. <\/p>\n\n\n\n<p><strong>In short, M+ Global shines via a simple-to-use app, but has much to do in improving its fee structure and customer service.<\/strong><\/p>\n\n\n\n<p>\ud83c\udf81 Meanwhile, <strong>consider using <\/strong><a href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>my M+ Global<\/strong> <strong>referral link<\/strong><\/a><strong> (via the button below)<\/strong> to open your M+ Global account and get a guaranteed FREE trading voucher or 1x share (worth up to RM1,200) when you open and fund your account! <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background wp-element-button\" href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\">Open an M+ Global account<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Must-Know_Features_of_M_Global_The_Good\"><\/span>5 Must-Know Features of M+ Global (The Good)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">#1 Invest in a wide selection of US &amp; Hong Kong stocks<\/h3>\n\n\n\n<p>M+ Global offers access to over 10,000 US and 2500 Hong Kong stocks &amp; Exchange-Traded Funds (ETFs).<\/p>\n\n\n\n<p>As such, Malaysians can now find and invest in big names like Tesla, Microsoft, Apple, Google, Nvidia, and more.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" width=\"1024\" height=\"337\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-11-1024x337.png\" alt=\"\" class=\"wp-image-74933\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-11-1024x337.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-11-300x99.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-11-768x253.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-11-1536x506.png 1536w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-11-350x115.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-11.png 1836w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#2 Shariah-screener<\/h3>\n\n\n\n<p>M+ Global is the first digital trading platform in Malaysia to offer shariah screener for both the US and Hong Kong markets. This allows Muslim investors to search for Shariah-compliant stocks to invest in.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-12.png\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-12-1024x683.png\" alt=\"\" class=\"wp-image-74934\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-12-1024x683.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-12-300x200.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-12-768x512.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-12-350x233.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-12.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#3 Beginner-friendly user experience and real-time data<\/h3>\n\n\n\n<p><strong>In my opinion, M+ Global is the most practical implementation of how a stock trading app should be: Easy to navigate and straightforward.<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">i. Placing trades in M+ Global is straightforward<\/h4>\n\n\n\n<p>For one, placing a trade in the M+ Global app is a breeze. <\/p>\n\n\n\n<p>For a trading app, I prefer an interface that is not over-cluttered with features that are too small to fit on a small screen, so M+ Global got a thumbs up here when it comes to the cleanliness of the app.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global.jpg\"><img decoding=\"async\" width=\"473\" height=\"1024\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global-473x1024.jpg\" alt=\"\" class=\"wp-image-74935\" style=\"width:284px;height:610px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global-473x1024.jpg 473w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global-138x300.jpg 138w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global-768x1664.jpg 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global-709x1536.jpg 709w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global-945x2048.jpg 945w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global-350x758.jpg 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/Screenshot_20230620_183729_M-Global.jpg 1080w\" sizes=\"(max-width: 473px) 100vw, 473px\" \/><\/a><figcaption class=\"wp-element-caption\">M+ Global offers a clean and easy-to-navigate app to invest in global stocks.<\/figcaption><\/figure><\/div>\n\n\n<h4 class=\"wp-block-heading\">ii. Complete execution order types<\/h4>\n\n\n\n<p>Unlike rival Rakuten Trade which only offers &#8216;Limit Order&#8217;, <strong>M+ Global offers both Limit and Market Orders, which makes it more versatile for different investors &amp; traders<\/strong>:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18.png\"><img decoding=\"async\" width=\"524\" height=\"1024\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18-524x1024.png\" alt=\"\" class=\"wp-image-74942\" style=\"width:276px;height:540px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18-524x1024.png 524w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18-153x300.png 153w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18-768x1501.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18-786x1536.png 786w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18-1048x2048.png 1048w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18-350x684.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-18.png 1080w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/><\/a><\/figure><\/div>\n\n\n<h4 class=\"wp-block-heading\">iii. Stock and <abbr class='c2c-text-hover' title='A publicly listed fund that usually tracks the performance of a collective basket of assets like stocks and bonds.'>ETF<\/abbr> information + 24\/7 news sources<\/h4>\n\n\n\n<p>While clean, the M+ Global app provides essential information about a stock or ETF.<\/p>\n\n\n\n<p><strong>From price charts, analyst ratings &amp; price targets, fundamental data, and fund holdings (for ETFs), the app has everything conveniently arranged in a way that it doesn\u2019t overwhelm me while making an investment decision.<\/strong><\/p>\n\n\n\n<p>Not to mention, M+ Global also provides 24\/7 news updates around the markets and the stocks that you are focusing on:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-13.png\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-13-1024x683.png\" alt=\"\" class=\"wp-image-74936\" style=\"width:813px;height:542px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-13-1024x683.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-13-300x200.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-13-768x512.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-13-350x233.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-13.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<h4 class=\"wp-block-heading\">iv. Real-time price datafeed of stocks<\/h4>\n\n\n\n<p>New M+ Global users will also gain access to real-time (level 1) price feed for US and HK stocks for 30 days as they sign up for an account.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-17.png\"><img decoding=\"async\" width=\"389\" height=\"512\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-17.png\" alt=\"\" class=\"wp-image-74941\" style=\"width:322px;height:424px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-17.png 389w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-17-228x300.png 228w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-17-350x461.png 350w\" sizes=\"(max-width: 389px) 100vw, 389px\" \/><\/a><figcaption class=\"wp-element-caption\">Gain FREE 30-day access to real-time level 1 price feed for US &amp; HK stocks when you sign up.<\/figcaption><\/figure><\/div>\n\n\n<h4 class=\"wp-block-heading\">v. App in English &amp; Mandarin<\/h4>\n\n\n\n<p>On a side note, did you know that the M+ Global app is available in English and Mandarin language?<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-14.png\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-14-1024x683.png\" alt=\"\" class=\"wp-image-74937\" style=\"width:798px;height:532px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-14-1024x683.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-14-300x200.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-14-768x512.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-14-350x233.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-14.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#4 Margin Trading<\/h3>\n\n\n\n<p>Unlike rival Rakuten Trade which offers purely Cash-Upfront account for trading US and Hong Kong stocks, <strong>M+ Global allows users to trade on margin<\/strong>. <\/p>\n\n\n\n<p>This is especially helpful for shorter-term traders that may require additional leverage in purchasing power to trade.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15.png\"><img decoding=\"async\" width=\"1024\" height=\"319\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15-1024x319.png\" alt=\"\" class=\"wp-image-74938\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15-1024x319.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15-300x93.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15-768x239.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15-1536x478.png 1536w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15-350x109.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-15.png 1833w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#5 1.85% Interest on cash (MYR)<\/h3>\n\n\n\n<p>For cash deposits in MYR, M+ Global offers a 1.85% per annual interest. It is calculated and credited to users&#8217; accounts at the end of each month.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_I_wish_could_be_better_The_so-so\"><\/span>What I wish could be better (The so-so)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">#1 24-hour customer support is a hit-or-miss<\/h3>\n\n\n\n<p>M+ Global offers 24-hour customer support (CS) with the intention to assist users whenever help is required. <\/p>\n\n\n\n<p><strong>While the idea is good, I find the actual experience rather mixed-bag<\/strong>. <\/p>\n\n\n\n<p>For one, I find that not all customer service (CS) associates are equally trained. As an example, while testing the M+ Global app, I directed a similar question to 2 different CS, and got a different outcome each time.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-16.png\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-16-1024x683.png\" alt=\"\" class=\"wp-image-74939\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-16-1024x683.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-16-300x200.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-16-768x512.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-16-350x233.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-16.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<p>As a whole, I think the M+ Global team has to invest more into building their CS team. <strong>That said, M+ Global is a relatively new app in the market, and I am informed that they are <em>upgrading <\/em>their CS team &#8211; hence I will be revisiting their CS in the near future. <\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#2 M+ Global fee structure is just&#8230;&#8221;OK&#8221;<\/h3>\n\n\n\n<p>With more competition in the brokerage space, it is hard not to compare M+ Global&#8217;s fee structure to other locally-regulated brokers that offer access to similar US and HK markets.<\/p>\n\n\n\n<p><strong>In this regard, I think M+ Global&#8217;s fee structure is OK, but definitely not the best<\/strong>:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>M+ Global Fee Structure<\/td><td>Fees<\/td><\/tr><tr><td>US Stocks &amp; ETFs<\/td><td>0.1% of Trade Value, min. USD3.00<\/td><\/tr><tr><td>HK Stocks &amp; ETFs<\/td><td>0.1% of Trade Value, min. HKD18.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Many might compare M+ Global to close rival <strong><a href=\"https:\/\/nomoneylah.com\/2023\/04\/17\/rakuten-trade-us-trading-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">Rakuten Trade<\/a>, which has one of the most competitive fee structures<\/strong> (among Malaysia-regulated platforms) at the moment:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Trading Value<\/td><td>M+ Global Fee<\/td><td>Rakuten Trade Fee (MYR trading)<\/td><\/tr><tr><td>USD100 (~RM467)<\/td><td>USD3<\/td><td>RM4.67 (Better)<\/td><\/tr><tr><td>USD500 (~RM2336)<\/td><td>USD3<\/td><td>RM9 (Better)<\/td><\/tr><tr><td>USD1,000 (~RM4671)<\/td><td>USD3<\/td><td>RM9 (Better)<\/td><\/tr><tr><td>USD2,500 (~RM11,680)<\/td><td>USD3<\/td><td>RM11.68 (Better)<\/td><\/tr><tr><td>USD10,000 (~RM46,715)<\/td><td>USD10<\/td><td>RM46.72 (Same)<\/td><\/tr><tr><td>USD20,000 (~RM93,580)<\/td><td>USD20<\/td><td>RM93.58 (Same)<\/td><\/tr><tr><td>USD30,000 (~RM140,370)<\/td><td>USD30<\/td><td>RM100 (Better)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>With competition setting such a high bar, I am sure the M+ Global team is aware of this, and hopefully will make changes to their fee structure in the near future.<\/p>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#3 Exchange Rate could be better<\/h3>\n\n\n\n<p>As a platform offering access to global stocks, it is crucial that M+ Global users are able to exchange their MYR for USD or HKD (and vice versa) at a good rate while investing.<\/p>\n\n\n\n<p><strong>From my personal experience, I noticed M+ Global&#8217;s exchange rate tends to be less ideal most of the time compared to the likes of Rakuten Trade:<\/strong><\/p>\n\n\n\n<p>Check out the exchange rate comparison on the days below for RM1,000 to USD or HKD:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Date<\/td><td>M+ Global (USD)<\/td><td>Rakuten Trade (USD)<\/td><td>M+ Global (HKD)<\/td><td>Rakuten Trade (HKD)<\/td><\/tr><tr><td>12\/6\/2023<\/td><td>USD214.60<\/td><td>USD215.08<\/td><td>HKD1681.60 <\/td><td>HKD1675.04<\/td><\/tr><tr><td>14\/6\/2023<\/td><td>USD214.40<\/td><td>USD214.94<\/td><td>(Forgot to collect data)<\/td><td>(Forgot to collect data)<\/td><\/tr><tr><td>29\/6\/2023<\/td><td>USD211.90<\/td><td>USD212.56<\/td><td>HKD1660.00<\/td><td>HKD1661.13<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#4 Cannot hold foreign currency (USD, HKD) (&#8230; for now)<\/h3>\n\n\n\n<p><strong>Another minor complaint I have about M+ Global is that it is not possible (for now) to hold other currencies aside from MYR.<\/strong><\/p>\n\n\n\n<p>In other words, if you were to buy US stocks, your MYR deposits would be exchanged for USD as you make your trade. <\/p>\n\n\n\n<p>Meanwhile, brokers like Rakuten Trade allow users to exchange to their preferred currencies (USD or HKD) anytime, so they can lock in a favorable exchange rate. <\/p>\n\n\n\n<p><strong>The good news is, from my understanding, this is a feature that will be introduced to M+ Global in the near future &#8211; so stay tuned!<\/strong><\/p>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">#5 No fractional shares (&#8230; for now)<\/h3>\n\n\n\n<p><strong>Fractional shares refer to the ability to buy shares at a fraction of a unit (eg. 0.1 unit instead of 1 unit). <\/strong>This makes it convenient for users with small investment capital to own relatively expensive shares like Tesla. <\/p>\n\n\n\n<p>For the time being, there are no fractional shares available on M+ Global &#8211; all while rival Rakuten Trade has launched fractional shares not too long ago.<\/p>\n\n\n\n<p><strong>That said, from my understanding, this is a feature that will be introduced to M+ Global in the near future &#8211; so stay tuned!<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_should_consider_using_M_Global_to_invest\"><\/span>Who should consider using M+ Global to invest?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>While far from perfect, M+ Global has offered something that many local brokers failed to do: Access to the US &amp; Hong Kong stock market via a truly user-friendly platform.<\/p>\n\n\n\n<p><strong>In my opinion, M+ Global is a great option if you are:<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>Seeking for a Malaysia-regulated <a title=\"\" class=\"aalmanual\" href=\"https:\/\/nomoneylah.com\/2019\/06\/30\/stock-trading-account\/\">broker<\/a> to invest in the US &amp; Hong Kong stock market.<\/strong><\/li>\n<\/ul>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li><strong>Looking for a <em>user-friendly platform<\/em> to invest in the US &amp; Hong Kong stock market.<\/strong><\/li>\n<\/ul>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li><strong><strong>Require margin facility to invest or trade the US &amp; Hong Kong market.<\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-limited-time-promo-get-free-shares-amp-free-live-datafeed-when-you-open-a-m-global-account-ending-30-6-2024\"><span class=\"ez-toc-section\" id=\"%F0%9F%8E%81_LIMITED-TIME_Promo_Get_FREE_shares_FREE_live_datafeed_when_you_open_a_M_Global_account_Ending_3062024\"><\/span>\ud83c\udf81 LIMITED-TIME Promo: Get FREE shares &amp; FREE live datafeed when you open a M+ Global account! (Ending: 30\/6\/2024)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Give M+ Global a try and receive a guaranteed FREE share or trading voucher worth up to RM1,200 and FREE live price feed for US &amp; HK stocks! <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How to be eligible:<\/h3>\n\n\n\n<p>Step 1: Open an M+ Global account<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background wp-element-button\" href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\">Open an M+ Global account<\/a><\/div>\n<\/div>\n\n\n\n<p>Step 2: Make a minimum first deposit of RM2,000.<\/p>\n\n\n\n<p>Step 3: <strong>Claim 1x guaranteed FREE share or trading voucher worth up to RM1,200<\/strong>, such as Tesla, Apple, and more within 7 working days. <\/p>\n\n\n\n<p>Check out the full T&amp;C <a href=\"https:\/\/m.global.mplusonline.com\/h5\/help\/help\/details\/1000812?_app_fullScreen=y&amp;lang=en_US\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" width=\"534\" height=\"853\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2024\/04\/M-Global-account-opening-promo-Q2-2024.jpg\" alt=\"\" class=\"wp-image-75569\" style=\"width:380px;height:605px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2024\/04\/M-Global-account-opening-promo-Q2-2024.jpg 534w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2024\/04\/M-Global-account-opening-promo-Q2-2024-188x300.jpg 188w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2024\/04\/M-Global-account-opening-promo-Q2-2024-350x559.jpg 350w\" sizes=\"(max-width: 534px) 100vw, 534px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>In addition, you can also claim FREE access to 30-days Level 1 live price feed for US and HK stocks!<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background wp-element-button\" href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\">Open an M+ Global account<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"No_Money_Lah_Verdict_Big_room_for_improvements_for_M_Global\"><\/span>No Money Lah Verdict: Big room for improvements for M+ Global<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>As an investor, I really enjoy using the M+ Global app, as the app is so easy to navigate around <\/strong>(<em>Rakuten Trade, take note)<\/em>.<strong> <\/strong><\/p>\n\n\n\n<p>However, aside from a nice app, it is hard to give more points to M+ Global <em>currently<\/em>. This is especially true when we compare the relatively <strong>less favorable fee structure and exchange rate, alongside a lack of important features like fractional shares trading<\/strong> to rival Rakuten Trade.<\/p>\n\n\n\n<p><strong>That said, it is important to note that M+ Global has just been launched (since May 2023), and there is always space to make upgrades to the app in the near future. <\/strong><\/p>\n\n\n\n<p>For that, I am actually excited to see M+ Global coming to the global investing space, and I look forward to seeing more improvements with time!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-4 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background wp-element-button\" href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\">Open an M+ Global account<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step-by-step_How_to_open_an_M_Global_account\"><\/span>Step-by-step: How to open an M+ Global account<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Step 1: <a href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Download the M+ Global app<\/strong><\/a> by using my referral link (via the button below):<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-orange-background-color has-background wp-element-button\" href=\"https:\/\/m.global.mplusonline.com\/kh\/status\/entry\/transit?lang=en_US&amp;_scnl=GLXI\" target=\"_blank\" rel=\"noreferrer noopener\">Open an M+ Global account<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Step 2: Register for an account and set up your password<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image.png\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-1024x683.png\" alt=\"How to open a M+ Global account\" class=\"wp-image-74921\" style=\"width:783px;height:522px\" title=\"How to open a M+ Global account\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-1024x683.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-300x200.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-768x512.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-350x233.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Step 3: Begin your application by entering your basic details, and determining the markets you want to trade.<\/strong><\/p>\n\n\n\n<p>If you do not require margin (ie. borrow money from the broker) to trade, you can choose to untick the &#8216;Share Margin Financing Account&#8217; option.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-2.png\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-2-1024x683.png\" alt=\"How to open an M+ Global account\" class=\"wp-image-74923\" style=\"width:805px;height:537px\" title=\"How to open an M+ Global account\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-2-1024x683.png 1024w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-2-300x200.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-2-768x512.png 768w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-2-350x233.png 350w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-2.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Step 4: Provide the necessary details such as your employment details, financials, and tax details<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-3.png\"><img decoding=\"async\" width=\"750\" height=\"829\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-3.png\" alt=\"\" class=\"wp-image-74924\" style=\"width:562px;height:621px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-3.png 750w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-3-271x300.png 271w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-3-350x387.png 350w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Step 5: Review, accept, and sign the agreements<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-4.png\"><img decoding=\"async\" width=\"706\" height=\"470\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-4.png\" alt=\"\" class=\"wp-image-74925\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-4.png 706w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-4-300x200.png 300w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-4-350x233.png 350w\" sizes=\"(max-width: 706px) 100vw, 706px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Step 6: New M+ Global users will have to pay a CDS account opening fee of RM11. <\/strong><em>Existing <\/em>M+ Online users who are opening an M+ Global account <em>do not <\/em>have to pay this fee since they already have a CDS account under M+. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-5.png\"><img decoding=\"async\" width=\"642\" height=\"676\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-5.png\" alt=\"\" class=\"wp-image-74926\" style=\"width:488px;height:514px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-5.png 642w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-5-285x300.png 285w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-5-350x369.png 350w\" sizes=\"(max-width: 642px) 100vw, 642px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Step 7: Your application will be reviewed within 1 &#8211; 3 working days. Once approved, you can start trading. <\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-6.png\"><img decoding=\"async\" width=\"379\" height=\"821\" src=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-6.png\" alt=\"\" class=\"wp-image-74927\" style=\"width:269px;height:583px\" srcset=\"https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-6.png 379w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-6-138x300.png 138w, https:\/\/nomoneylah.com\/wp-content\/uploads\/2023\/06\/image-6-350x758.png 350w\" sizes=\"(max-width: 379px) 100vw, 379px\" \/><\/a><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This post contains affiliate links, which afford No Money Lah a small referral (and in return, support this blog) if you sign up for an account using my referral link. The information stated above is based on my personal experience and for purpose of sharing such experience only. It is not intended as professional investment advice. Please contact M+ Global for more information.<\/p>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>For the past few years, investing in the global stock market has become more accessible to Malaysians. M+ Global is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":74955,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[333,346],"tags":[205,328,404],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.6 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>M+ Global Review: The good, the so-so, and the perks - No Money Lah<\/title>\n<meta name=\"description\" content=\"I like that the M+ Global app is very beginner-friendly to invest in the US and HK stock market. However, the 24-hour customer service is a hit-and-miss. No fractional shares (yet) &amp; the fee is not the cheapest compared to competitors like Rakuten Trade. In short, M+ Global shines via a simple-to-use app, but has much to do in improving its fee structure and customer service.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nomoneylah.com\/2024\/04\/03\/mplus-global-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M+ Global Review: The good, the so-so, and the perks\" \/>\n<meta property=\"og:description\" content=\"I like that the M+ Global app is very beginner-friendly to invest in the US and HK stock market. However, the 24-hour customer service is a hit-and-miss. No fractional shares (yet) &amp; the fee is not the cheapest compared to competitors like Rakuten Trade. 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