The Freedom Fund - My Dividend Income Portfolio

The Freedom Fund is my dividend-focused portfolio to generate low-maintenance passive income.

My long-term goal is to build an RM4000/m dividend income portfolio, with a shorter-term target of RM1000/month by 2028.

[IMPORTANT: This page is displayed for personal sharing only. Please DO YOUR OWN RESEARCH and DO NOT follow my portfolio.]

Share this out!
.

What's in my Freedom Fund?


Dividend Income Over the Years


Freedom Fund Portfolio Size Over the Years


My Dividend-Investing Journey

Chin Yi Xuan - No Money Lah Freedom Fund

My story

2019 was a year that I will not forget. Due to old age, my late grandma had spine issue and was bedridden for months.

During those months, everyone in the family (especially my mom) had to take care of my grandma – from taking care of her meals and everyday clean-ups.

It was not an easy time for the family, but fortunately, my late grandma was able to stand up & walk again!

That was when I realized one thing: The older we get, the more commitments we are going to have.

From dealing with pesky matters like ceiling leaks, loans repayment, to increasing responsibility to our family (more so if you’re building your own!), two things matter most: Time & Money.

In other words, when the people that you care about need you the most, are you able to spend time with them, without having to worry about money?

Let’s say your parents got sick, are you able to spend the next 3 months (or longer) taking care of them without having to worry about putting food on the table?

Ideally, we’d like to say yes, but I know many people simply cannot afford to do so.

This leads me to why I started dividend investing: To generate consistent cash flow passively (ie. Passive income).

Having a consistent passive income is amazing:

  • I can focus on things that matter to me.
  • I can do what I want, whenever I want, with who I want, for as long as I want to do so.

My Style

My dividend investing approach is designed to be simple and sustainable despite my busy work routine:

  • Low maintenance: Instead of actively picking individual stocks, I remove individual stock risk through investing in ETFs passively. Doing so helps me establish a more efficient investment routine.

 

  • Sustainable (and decent) yield: Instead of going for the highest yield ETFs/stocks, I build my dividend portfolio around assets that have a track record of consistent and growing dividend payout.

More on dividend investing

If you like reading my journey, I’m sure you’ll like the posts below as well:

If you enjoy following my dividend investing journey and would like to learn more, subscribe to my FREE newsletter and I’ll be sending you the most updated content every week!


My best posts on dividend-investing

Like what you saw so far? Check out my best content on dividend investing below!